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Self Directed Investing

Self Directed Accounts


Self Directed IRAs- This kind of IRA can invest in more than the stocks, bonds, and mutual funds that a regular IRA can.  Self Directed IRAs can invest in anything that is not a prohibited asset type- namely life insurance, collectibles, gems, stamps, coins, alcoholic beverages, and tangible personal property.  It is common for Self Directed IRAs to invest in real estate, notes, private

placements, and tax lien certificates.

 

Self Directed IRAs are often set up with a Limited Liability Company structure to avoid holding fees.  The IRA buys the LLC, and then the LLC buys equities.  The advantage of an IRA LLC is that the owner does not have to pay holding fees for each additional equity he or she buys- only for the LLC.  High net worth individuals with Self Directed IRAs can invest in hedge funds and private equity.

 

Self Directed IRAs/IRA LLCs can also be set up as a Roth Self Directed IRA, where after tax money is put in. 

 

Self Directed 401(k)s- These are employer sponsored plans that allow the owner to invest in anything that is not a prohibited asset.  These can also be set up as Self Directed Roth 401(k)s. 

 

Solo 401(k)s- Solo 401(k)s allow self employed individuals to contribute $19,000 (as the employee contribution) plus an additional $35,000 (as the employer contribution) for a total of $37,000 per year.  These can contain Roth "sub-accounts" where after-tax money is contributed.

If you have any questions or would like to learn more about self directed investing, please contact us.

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This information does not constitute an offer to sell, or a solicitation of an offer to invest in the Partnership. Any such offer will be made exclusively to qualified investors on a private placement basis, and only by means of the Partnership's private placement memorandum, which contains detailed information concerning the investment terms and the risks associated with an investment. An investment in the Partnership is not suitable for all investors.

 

Nothing in this website is intended to be, nor should you consider anything in this website to be, investment, accounting, tax, or legal advice.

 

Information on this website may contain inaccuracies or errors. Information may be changed or updated without notice. Douglas Capital Management, LLC has no obligation to update information presented on this website, so information may be out of date at any given time. Douglas Capital Management, LLC may also make improvements and changes in the strategies without notice.

 

Past performance is not indicative of future results. Performance is an estimate net of all fees and subject to change pending audit results. 

 

NOT FDIC INSURED | NO BANK GUARANTEE | MAY LOSE VALUE

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